Last updated: July 26, 2026
Introduction
These Terms of Use govern your use of QuickMoney — Local-First Personal Finance (“the App”). By using the App, you agree to these terms and our General Terms of Use.
License
We grant you a limited, non-exclusive, non-transferable license to use the App for lawful personal or commercial purposes, subject to these terms and the terms of the platform or purchase provider from which you obtained it.
Free Features
After the standard seven-day trial, the complete functional feature set remains available in Free, including:
- Fast intake: Add transactions manually, scan receipts with on-device OCR, use supported NFC, or import bank and card files.
- Review Queue: Imported records wait for your approval instead of entering the ledger silently.
- Reliable ledger: Accounts, categories, transfers, reconciliation, rules, and duplicate checks share one source of truth.
- Planning: Review budgets, cash flow, net worth, investments, and what-if scenarios.
- Reports and export: Create CSV, TSV, XLSX, PDF, and other supported summaries with explicit privacy previews.
- Encrypted portability: Create and restore encrypted .qmoney backups without surrendering your ledger to a hosted account.
Free may display mobile advertising and a daily desktop support reminder. No functional capability is removed solely because the trial ended.
QuickMoney Pro Subscription
QuickMoney Pro Yearly is an auto-renewable subscription that removes mobile ads and desktop reminders:
- Subscription period: 1 year
- Price: $1.99 USD per year (or the equivalent price shown by your store or purchase provider)
- Auto-renewal: the subscription renews unless cancelled before the provider's stated renewal deadline
- Payment: your store or purchase-provider account is charged when you confirm the purchase
QuickMoney Pro Lifetime
QuickMoney Pro Lifetime is a one-time purchase:
- Price: $6.99 USD (or the equivalent price shown by your store or purchase provider)
- One payment removes mobile ads and desktop reminders for the lifetime of the supported product
- No recurring charge
Pro Features
- No mobile banner or interstitial advertising where advertising applies
- No daily desktop support reminder
- Support for continued QuickMoney development
Pro does not unlock a separate functional feature tier. App capabilities remain subject to platform, hardware, model, provider, permission, file-format, and third-party-service support.
Managing Your Subscription
iOS / macOS
- Open Settings or your App Store account.
- Select your Apple Account, then Subscriptions.
- Select QuickMoney Pro.
- Choose the available management or cancellation option.
Android
- Open Google Play.
- Select your profile, then Payments & subscriptions → Subscriptions.
- Select QuickMoney Pro.
- Choose Cancel subscription or another available management option.
Refund Policy
Apple and Google process purchases and refunds. Refund eligibility is governed by the store that completed the transaction. We cannot issue a store refund directly.
- Apple: reportaproblem.apple.com
- Google Play: Google Play refund help
Acceptable Use
You agree not to use the App for unlawful, harmful, deceptive, abusive, infringing, or unauthorized activity. Do not import accounts or financial records you are not authorized to access, and protect backup passphrases and exported reports.
Data and Privacy
The encrypted local ledger is the source of truth.
Receipt OCR runs on-device and imported data waits for explicit review.
Configured cloud AI, read-only connections, sync, and exports receive only data you approve.
Bank passwords are not stored in project data.
For more information, see our Privacy Policy.
Disclaimer
The App is provided “as is” without warranties of any kind to the extent permitted by law. Verify balances, categories, exchange rates, tax treatment, investment values, and reports against authoritative records before making decisions.
Changes to These Terms
We may update these terms. The revision date on this page identifies the current version.
General Terms
These terms are subject to our General Terms of Use. If a mandatory platform or provider term conflicts with these terms, that mandatory term controls to the extent required.
Contact Us
If you have questions about these terms, contact us at: kakitiro@gmail.com